Labor and Industry claim settlements can be a more complex task if you do not have enough knowledge. However, the primary thing that everyone must know about L&I claims is the amount an individual worker is entitled to under different circumstances.
The benefits of this quasi insurance include all the workers working for US companies regardless of their citizenship. However, the claim and the range of benefits vary from situation to situation. If you are thinking about what’s my L&I claim worth, no one-size-fits-all solution can be offered for the same. The following are some of the varieties of L&I claim settlements that you might get under varying circumstances.
Medical Treatment Benefits
If you work for a company in the US and have received an injury during your working hours, you remain eligible for the L&I claim no matter what your citizenship status is. If you have the necessary recommendation and authorization supporting your claim, you are entitled to 100% coverage of your medical treatment, which means you do not have to pay any share of the treatment cost from your pocket.
Time-Loss Compensation
Plenty of workers have workers’ compensation under the L&I provisions available for them and are eligible for wage replacement compensation if they somehow become incapable of working for some time. In this case, generally, 60% of the wage is paid as compensation for sustenance. Also, this compensation makes sure that no worker has to remain unpaid just because the person couldn’t work for a while.
Loss Of Earning Power
Some workplace injuries can be severe enough to rob you of your optimal potential to perform. However, easier work or working for lesser hours reduces your paychecks considerably. L&I provides for the loss of earnings, thus incurred, compensating the workers with an amount equal to the difference between what they used to earn before the injury and their current income.
Vocational Services Compensation
If the injury received by a worker was severe enough to leave them completely incapable of working, the L&I will offer the worker vocational training if the same gets approved. Besides the entire sum of money required to pursue the training, L&I will also provide time-loss compensation to the worker over a period of two years of training.
Permanent Disability
No matter if you have become completely unfit to attend any variety of jobs or have become partially incapable through a limb amputation or something like that, L&I will get you covered regardless of your degree of impairment. Judging your scale of injury and loss, L&I will provide you either a pension or PPD compensation as available for different levels of impairments.
L&I claims need authorized and validated documents for settlements. However, there is hardly anything that the scheme does not cover. Hence, if you are a worker in the US, get to know about the compensation and benefits offered by the L&I in detail to enjoy them.
